Why have a survey?

 

Buying a house is likely to be the largest purchase in anyone's life, and many of the houses found in the UK date back many decades and have developed a wide array of defects.

 

Most people buy a property with the help of a mortgage and as such will need to have a lenders valuation undertaken, but this does not constitute a survey, it is effectively a risk assessment for the mortgage lender to ensure their money is safe, and is often simply a drive-by exercise or even undertaken from a desktop on some occasions.

 

As a member of the Residential Property Surveyor Association, I offer independent advice on the condition of your intended new home, and whatever survey you decide to opt for, it will be a full and rigorous inspection of the property.

 

What Surveys are Available?

 

 

 

1) Level 2 Home Buyers Survey provides a full and extensive inspection of areas that are accessible. The survey looks for serious problems that are evident, including damp and anything that could cause future issues that might impact the value of the property.

This survey is suitable for all property types.

 

To summarise what is covered-

  • Background information on the property and location
  • An assessment of any damp-proofing, drainage or insulation in the building (although drains can only be inspected from the accessible areas)
  • Condition of the building’s timbers and checking for woodworm or rot
  • Damp test results taken from the walls
  • Details of urgent problems which should receive specialist attention before signing a contract
  • Details of major faults in easy to get to parts of the property that may affect its value 
Level 2 Home Buyers Survey
provides a full and extensive inspection
of areas that are accessible. The survey looks for serious problems that
are evident, including damp and anything that could cause future issues
that
might impact
the value of the property.
This survey is suitable for all property types.
To summarise what is covered-
Background information on the property and location
An estimate for the cost of re-building the property for insurance
purpose
An assessment of any damp-proofing, drainage or insulation in the
building (although drains are not tested)
Condition of the building’s timbers and checking woodworm or rot
Damp test results taken from the walls
Details of urgent problems which should receive specialist attention
before signing a contract
Details of major faults in easy to get to parts of the property that
may affect its value
Level 2 Home Buyers Survey
provides a full and extensive inspection
of areas that are accessible. The survey looks for serious problems that
are evident, including damp and anything that could cause future issues
that
might impact
the value of the property.
This survey is suitable for all property types.
To summarise what is covered-
Background information on the property and location
An estimate for the cost of re-building the property for insurance
purpose
An assessment of any damp-proofing, drainage or insulation in the
building (although drains are not tested)
Condition of the building’s timbers and checking woodworm or rot
Damp test results taken from the walls
Details of urgent problems which should receive specialist attention
before signing a contract
Details of major faults in easy to get to parts of the property that
may affect its value
Level 2 Home Buyers Survey
provides a full and extensive inspection
of areas that are accessible. The survey looks for serious problems that
are evident, including damp and anything that could cause future issues
that
might impact
the value of the property.
This survey is suitable for all property types.
To summarise what is covered-
Background information on the property and location
An estimate for the cost of re-building the property for insurance
purpose
An assessment of any damp-proofing, drainage or insulation in the
building (although drains are not tested)
Condition of the building’s timbers and checking woodworm or rot
Damp test results taken from the walls
Details of urgent problems which should receive specialist attention
before signing a contract
Details of major faults in easy to get to parts of the property that
may affect its value

2) Level 3 Full Building Survey (often referred to as a Full or Structural Survey) is the highest level of non-invasive survey that surveyors usually carry out during the home-buying process. It includes everything that a Home Buyers Survey includes, and is suitable for all properties, but is often most applicable for older or more unusual properties, or properties where problems are suspected.

The Building Survey report will describe the condition of each element of the house and identify the property's defects, their apparent cause, the urgency of repair, maintenance options and may also include an approximate cost of repair.

To summarise what is covered-

  • Background information on the property and location
  • An assessment of any damp-proofing, drainage or insulation in the building (although drains are only inspected in the accessible areas)
  • Condition of the building’s timbers and checking woodworm or rot
  • Damp test results taken from the walls
  • Details of urgent problems which should receive specialist attention before signing a contract
  • Details of major faults in easy to get to parts of the property that may affect its value
  • A thorough assessment of property defects and notable hazards.
  • Tailored advice on repairs and maintenance.
  • A description of any previous structural work done on the property.

3) Buy-To-Let Survey is a bespoke and unique survey recently created to offer landlords all the benefits of a Home Condition Survey plus all the following:

  • A review of the 29 potential hazard profiles listed under the Housing Health & Safety Rating System (used by local authorities to prosecute landlords in the Private Rented Sector).
  • A Decent & Safe Homes (DASH) report that highlights health and safety deficiencies, allowing you to put them right before you get a complaint
  • Cross-referencing of health and safety issues with relevant descriptions of property condition.
  • Compiled by a specialist residential surveyor who has undergone specific training to deliver this unique product.

 

RPSA surveys are recommended by the Government in this recent How to Buy Guide published by the Ministry of Housing, Communities & Local Government in May 2019. Members of the RPSA can offer various Surveys as part of the purchase process. (See page 11)

Tennyson Surveying

28 York Street

Cowes

PO31 7BS

 

07863 292255

01983 298348

hayden@tennysonsurveying.co.uk

 

We're also available via our contact form on the contact page

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