Why have a survey?
Buying a house is likely to be the largest purchase in anyone's life, and many of the houses found in the UK date back many decades and have developed a wide array of defects.
Most people buy a property with the help of a mortgage and as such will need to have a lenders valuation undertaken, but this does not constitute a survey, it is effectively a risk assessment for the mortgage lender to ensure their money is safe, and is often simply a drive-by exercise or even undertaken from a desktop on some occasions.
As a member of the Residential Property Surveyor Association, I offer independent advice on the condition of your intended new home, and whatever survey you decide to opt for, it will be a full and rigourous inspection the property.
What Surveys are Available?
1) The Home Buyer Survey is a survey that is suitable for all property types as it includes a full and rigorous inspection of the property to include of elements of the build, and a comprehensive report.
2) Building Survey (often referred to as a Full or Structural Survey) is the highest level of non-invasive survey that surveyors usually carry out during the home-buying process. It is suitable for all properties but is often most applicable for older or more unusual properties, or properties where problems are suspected.
3) Buy-To-Let Survey is a bespoke and unique survey recently created to offer landlords all the benefits of a Home Condition Survey plus all the following:
In addition, if your property is located in the Southampton area and the property is intended to be an HMO, then we are able to offer a full inspection of the property in order to ensure the standards are correct for HMO licensing. I am also able to issue a Certificate of Compliance once the property meets the relevant standards, which is accepted by the Council and will mean that no Council inspection is required. See my other web site for more information
RPSA surveys are recommended by the Government in this recent How to Buy Guide published by the Ministry of Housing, Communities & Local Government in May 2019. Members of the RPSA can offer various Surveys as part of the purchase process. (See page 11)